HomeProductReserve Benchmark Radar
RESERVE BENCHMARK SOFTWARE

Your reserve, next to the benchmark range, not a verdict, a comparison.

BETA

Reserve benchmark software from Medrecords AI compares a claim's current reserve to a benchmark range built from medical severity drivers and comparable resolved claims — a reference point for the adjuster's own reserve decision, never a verdict. Live in beta, refined hands-on with early carrier and TPA customers.

A benchmark, never a verdict: the range is a reference point only — the adjuster and carrier set the reserve, always.

Adams, Timothy · Case #IME-4812 reference only
Current reserve (adjuster-set) $48,000
Benchmark range · comparable claims $42,000–$61,000
Severity driver: surgical intervention flagged p.318
Severity driver: imaging finding cited MRI·s3·sl18
Reference range only — the adjuster's reserve stands unless the adjuster changes it.
Status BETA · in active testing
Benchmarked against comparable resolved claims your team can check line by line — refined hands-on with early carrier and TPA customers as we tune severity-driver matching to real books of business.

Severity drivers, cited to the record.

The benchmark is built from medical severity drivers pulled out of the file itself — imaging findings, treatment intensity, injury type — and matched against comparable resolved claims, so the range reflects what actually happened medically, not a generic table.

Severity drivers extracted and cited to their source page
Matched against comparable resolved claims, cohort shown
Severity drivers on file
Surgical intervention flagged
Imaging finding cited
Treatment duration cited
Each driver is checkable against the record it came from.
Reference range
Cohort size shown
Confidence level shown
Auto-adjust reserve never
The adjuster's number is unaffected unless the adjuster changes it.

A range next to your number, not instead of it.

The benchmark shows the range and where the current reserve sits within it. It never auto-adjusts a reserve, recommends a new figure, or writes to the claim system on its own — it's a reference the adjuster can use or set aside.

Shows where your reserve sits in the benchmark range
Never auto-adjusts or writes a reserve figure on its own
Division of labor by design
The system builds a benchmark range from severity drivers & comparable claims
The output a range, and where you sit in it
The adjuster sets the reserve, unaffected unless they choose
Reserve authority never leaves the adjuster and carrier
The boundary

A benchmark, not a verdict.

Reserve Benchmark Radar is a comparison, not a determination. It places a claim's current reserve next to a benchmark range built from medical severity drivers and comparable resolved claims, so the adjuster can see where their number sits relative to similar files.

It never sets, suggests, or authoritatively judges a reserve figure. The adjuster and the carrier set the reserve; the benchmark is only ever a reference point they can choose to use or ignore.

See Case Outcome Benchmarks

From severity drivers to a range beside your reserve.

Three steps, ending with a reference — not a decision.

STEP 1
Severity drivers extracted

Cited to imaging findings, treatment intensity, and injury type as documented in the file.

STEP 2
Comparable claims matched

Resolved claims with a similar severity profile, with cohort size and composition shown.

STEP 3
Range shown next to your reserve

The adjuster sees the comparison and decides — the reserve itself never changes automatically.

Who benchmarks reserves with it.

Built for the people who own the reserve decision, not for making it for them.

FAQ

Reserve Benchmark Radar, answered.

Yes, in beta. It's live and testable now on your own claims; we're refining benchmark cohorts hands-on with early carrier and TPA customers, and if your line of business is a good fit we'll work with you directly.

No. It never issues a verdict on reserve adequacy. It shows a benchmark range from comparable resolved claims and where your current reserve sits within it — a reference point, not a judgment. The adjuster and carrier make the reserve decision.

Medical severity drivers — imaging findings, treatment intensity, injury type — matched against comparable resolved claims, with every driver cited to the page it came from.

No, never. The benchmark is a read-only reference. The reserve stays under the adjuster's and carrier's control unless they choose to change it themselves.

Cohort size, severity-match basis, and a confidence level are shown with every range, and the comparison is flagged when the cohort is too thin to be meaningful.

Related capabilities.

Reserve benchmarking connects to the platform's broader comparable-case benchmarking tools.

See the benchmark next to your own reserve.

Join the beta and compare a claim's reserve to its benchmark range — cited, reference-only, and never a verdict. Or book a quick walkthrough first.